By accessing and using this website you agree to the following terms. This website is provided for informational purposes only and does not constitute a commitment to lend. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states. Interest rates and program terms are subject to change without notice. This website and its content are the property of Steve Medcroft, Mortgage Loan Officer, NMLS #2742270, Edge Home Finance, LLC, NMLS #891464. Unauthorized reproduction or distribution of any content on this site is prohibited. We reserve the right to modify these terms at any time. Continued use of this website following any changes constitutes your acceptance of the revised terms. For questions contact steve.medcroft@edgehomefinance.com.